FACTS
What does BAnk of CALHOUN COUNTY do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Credit history
Account balances
Account transactions
Payment history
Mortgage rates and payments
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Calhoun County chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Bank of Calhoun County share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes
No
For our marketing purposes-
to offer our products and services to you
No
We Don’t Share
For joint marketing with other financial companies
No
We Don’t Share
For our affiliates’ everyday business purposes-
information about your transactions and experiences
No
We Don’t Share
For our affiliates’ everyday business purposes-
information about your creditworthiness
No
We Don’t Share
For non-affiliates to market to you
No
We Don’t Share
Questions?
Call (618) 576-2211 or go to www.bankofcalhouncounty.com
What we do
How does Bank of Calhoun County protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Calhoun County collect my personal information?
We collect your personal information, for example, when you
Open an account
Show your government-issued ID
Apply for a loan
Show your driver's license
Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Bank of Calhoun County does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Bank of Calhoun County does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Bank of Calhoun County does not jointly market.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
FACTS
What does BAnk of CALHOUN COUNTY do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Credit history
Account balances
Account transactions
Payment history
Mortgage rates and payments
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Calhoun County chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Does Bank of Calhoun County share? Yes
Can you limit this sharing? No
For our marketing purposes-
to offer our products and services to you
Does Bank of Calhoun County share? No
Can you limit this sharing? We Don’t Share
For joint marketing with other financial companies
Does Bank of Calhoun County share? No
Can you limit this sharing? We Don’t Share
For our affiliates’ everyday business purposes-
information about your transactions and experiences
Does Bank of Calhoun County share? No
Can you limit this sharing? We Don’t Share
For our affiliates’ everyday business purposes-
information about your creditworthiness
Does Bank of Calhoun County share? No
Can you limit this sharing? We Don’t Share
For non-affiliates to market to you
Does Bank of Calhoun County share? No
Can you limit this sharing? We Don’t Share
Questions?
Call (618) 576-2211 or go to www.bankofcalhouncounty.com
What we do
How does Bank of Calhoun County protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Calhoun County collect my personal information?
We collect your personal information, for example, when you
Open an account
Show your government-issued ID
Apply for a loan
Show your driver's license
Provide your mortgage information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Bank of Calhoun County does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Bank of Calhoun County does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Bank of Calhoun County does not jointly market.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.